EXPLORE PROGRAMS
Reasonable grounds to suspect (RGS) is the threshold that triggers a Suspicious Transaction Report under the PCMLTFA. Although it sits below reasonable grounds to believe, RGS remains a structured, evidence-based standard — not a hunch and not a generalized concern. This workshop-style course walks compliance officers, analysts, and supervisors through the FINTRAC interpretation of RGS, the case law that shapes it, and the indicators that, in combination, support a defensible RGS conclusion. It uses guided exercises where learners build an RGS analysis from raw transaction evidence, customer information, and open-source intelligence. The course is suitable as a stand-alone refresher and as a complement to the STR Training course.
You will learn FINTRAC's interpretation of reasonable grounds to suspect, how it differs from reasonable grounds to believe and from generalized concern, how to combine FINTRAC indicators with customer and open-source information to reach a defensible RGS conclusion, and how to document the analysis in a way that supports STR filing and examination.
Course Cost :
$100.00
